Финансовая среда предпринимательства, предпринимательские риски
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Основная коллекция
Тематика:
Управление рисками
Издательство:
Российский университет транспорта
Авторы:
Межох Зоя Павловна, Акимова Ирина Петровна, Кайдаш Вячеслав Михайлович, Коцоева Валерия Сергеевна
Год издания: 2020
Кол-во страниц: 55
Дополнительно
Учебное пособие предназначено для магистерского направления «Менеджмент», направленность «Управление бизнесом» Российского университета транспорта. Пособие содержит в себе основу теоретических знаний по дисциплине «Финансовая среда предпринимательства, предпринимательские риски» на английском языке, а также может быть предназначено для курсов повышения квалификации.
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МИНИСТЕРСТВО ТРАНСПОРТА РОССИЙСКОЙ ФЕДЕРАЦИИ ФЕДЕРАЛЬНОЕ ГОСУДАРСТВЕННОЕ АВТОНОМНОЕ ОБРАЗОВАТЕЛЬНОЕ УЧРЕЖДЕНИЕ ВЫСШЕГО ОБРАЗОВАНИЯ «РОССИЙСКИЙ УНИВЕРСИТЕТ ТРАНСПОРТА» Институт экономики и финансов Кафедра «Финансы и кредит» Финансовая среда предпринимательства, предпринимательские риски Учебное пособие Москва – 2020
МИНИСТЕРСТВО ТРАНСПОРТА РОССИЙСКОЙ ФЕДЕРАЦИИ ФЕДЕРАЛЬНОЕ ГОСУДАРСТВЕННОЕ АВТОНОМНОЕ ОБРАЗОВАТЕЛЬНОЕ УЧРЕЖДЕНИЕ ВЫСШЕГО ОБРАЗОВАНИЯ «РОССИЙСКИЙ УНИВЕРСИТЕТ ТРАНСПОРТА» Институт экономики и финансов Кафедра «Финансы и кредит» Финансовая среда предпринимательства, предпринимательские риски Учебное пособие для студентов направления «Менеджмент» направленности «Управление бизнесом» Москва – 2020
УДК 42:334 Ф 59 Финансовая среда предпринимательства, предпринимательские риски: Учебное пособие. / Межох З.П., И.П. Акимова, В.М. Кайдаш, В.С. Коцоева. – М.: РУТ (МИИТ), 2020. – 55 с. Учебное пособие предназначено для магистерского направления «Менеджмент», направленность «Управление бизнесом» Российского университета транспорта. Пособие содержит в себе основу теоретических знаний по дисциплине «Финансовая среда предпринимательства, предпринимательские риски» на английском языке, а также может быть предназначено для курсов повышения квалификации. Рецензенты: к.э.н., доцент кафедры «Экономика и управление на транспорте» РУТ (МИИТ) Данилина М.Г. Руководитель Центра изучения Иностранных языков Дипломатической Академии МИД России Семенова О.В. © РУТ (МИИТ), 2020
Dear students! We are beginning to study the course Financial environment of business [FEB] Our course will consist of - Lectures - Classes - Term paper - Final examination Here, in this lecture hall I will introduce to you theoretical part of the course. The main parts of course are presented on figure 1.1. On figure 1.1 we can see the definition of FEB and structure of the course-or it’s main components. Financial environment of entrepreneurship can be defined as a set of economic agents and forces operating outside the limits of the enterprise (firm) and affecting the ability of the financial manager to invest money and earn income. This definition is given to us by the science called riskology. As we can see: FEB consists of two parts-Microenvironment and Macroenvironment. In turn, each of the components, also falls into several parts. In the beginning of our lecture, let’s turn our attention to Microenvironment…
Financial environment of entrepreneurship can be defined as a set of economic agents and forces operating outside the limits of the enterprise (firm) and affecting the ability of the financial manager to invest money and earn income Microenvironment Financial environment of business Macroenvironment Financial environment of business Figure 1.1
We see that such factors as - Suppliers - Buyers (customers) - Competitors - Contact audience - Intermediaries Have significant impact on Microenvironment of business (Fig 1.2) Microenvironment of business Suppliers Intermediaries Buyers (customers) Contact audience Competitors Fig. 1.2
Let’s consider the influence of suppliers in more detail. Firstly – the definition of suppliers: Suppliers are legal entities and individuals who provide market players and their competitors with inventory necessary for the future production of finished goods. Let’s see how changes in the supplier environment affect the financial activities of business. We see the whole chains of influence. So, price increases for suppliers cause price increases for finished products, which in turn lead to negative consequences for suppliers. Then, shortage in stock and irregularities in supply and strikes cause disruption of schedule of shipment of finished products from enterprise, which in turn also lead to negative consequences for suppliers. As for the negative consequences, they can be Short-term consequences and Long-term consequences Short-term consequences – lead to decrease or loss of opportunities of finished products sales Long-term consequences - lead to lack of consumer confidence
Effect (influence) of changes of suppliers on the financial activities of business (enterprises) Suppliers are legal entities and individuals who provide market players and their competitors with inventory necessary for the future production of finished goods Price increases for supplies Shortage in stock Irregularities in supply Strikes, etc. Price increases for finished products Violation of the schedule of shipment of finished products from enterprise Short-term consequences Negative consequences for suppliers Long-term consequences Decrease or loss of opportunities of finished products sales Lack of consumer confidence Suppliers Fig. 1.3
We have discussed in more detail influence of suppliers for business –risks, and further we will pay our attention to the next part of Microenvironment, namely – intermediaries. Riskology gives the following definition of this factor: The agents are the organizations which help the firm in promoting, distributing and marketing finished products among customers, thus affecting the amount of revenue generated by the firm. There are four groups of Intermediaries: Dealers (resellers), logistics brokers, Marketing intermediaries, financial intermediaries. Let’s give a description of each group: 1. Dealers (resellers)- They are organizations which help enterprises to find customers and sell finished products directly to them 2. Logistics brokers can be - Warehouse organizations and Transport organizations 2.1 Warehouse organizations - They provide consolidation and safe keeping of finished products on the way to the destination 2.2 Transport organizations - They move stocks of finished products from one place to another 3. Marketing intermediaries - Market research firms, consulting firms, various advertising agencies 4. Financial intermediaries - Banks, credit institutions, insurance companies
Intermediaries The agents are the organizations which help the firm in promoting, distributing and marketing finished products among customers, thus affecting the amount of revenue generated by the firm Dealers (resellers) Logistics brokers Marketing intermediaries Warehouse organizations Transport organizations They are organizations which help enterprises to find customers and sell finished products directly to them Market research firms, consulting firms, various advertising agencies They provide consolidation and preservation of finished products on the way to the destination They move stocks of finished products from one place to another Financial intermediaries Banks, credit institutions, insurance companies Fig. 1.4